Protecting What Matters Most.

Personalized insurance guidance for individuals, families, and businesses across Knoxville and East Tennessee.

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How We Can Help

We simplify insurance so you can make confident decisions. Explore our core services below.

Medicare

Turning 65? Reviewing your coverage? We'll walk you through Medicare Advantage, Supplement plans, and Part D with clarity.

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Individual & Family Health

ACA Marketplace plans, Open Enrollment, and Special Enrollment Periods. We help you compare options and understand costs.

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Group Health & Employee Benefits

Small-business group health insurance and benefits consultation. We help employers attract and retain talent.

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Life Insurance

Protect your family's financial future. We'll help you understand coverage options without pressure or jargon.

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Tim and Shawn Spencer

Local Roots. Personal Service.

Born and raised in Knoxville, we're a father-son team proud to serve the community that raised us. At The Spencer Agency, our mission goes beyond simply putting coverage in place.

We believe insurance should protect you when life takes an unexpected turn and make sense while you're living it.

Meet the Team

Community Involvement

We are proud to support the next generation of leaders in East Tennessee.

In the Media

Sharing our story and expertise with the Knoxville community.

Knoxville Voyager

Featured in Knoxville Voyager's Daily Inspo Series

We were recently featured in the Knoxville Voyager's Daily Inspo Series, where we discussed our commitment to local families, the importance of independent insurance guidance, and what it means to serve our community as a father-son team.

Read the Full Article

What Our Clients Say

Real relationships with real people across East Tennessee. Swipe to read more.

Ready to Review Your Coverage?

Whether you're turning 65, starting a business, or protecting your family, we're here to help.

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Medicare

Medicare Guidance in Knoxville, TN

Educational, approachable help with Medicare Advantage, Supplement plans, Part D, and Turning 65.

Medicare Made Understandable

Medicare can feel overwhelming—especially if you're approaching 65 or reviewing your coverage during the Annual Enrollment Period. We're here to help you understand your options without pressure or confusing jargon.

Make an Appointment

Have Medicare Questions?

Speak with a local Medicare agent who can walk you through your options. No obligation—just clear answers.

Speak with a Medicare Agent
Individual & Family Health

Health Insurance for Individuals & Families

Clear guidance for ACA Marketplace plans, Open Enrollment, and Special Enrollment Periods in Knoxville, TN.

Health Coverage That Fits Your Life

Whether you're self-employed, between jobs, or simply looking for a plan that fits your family's needs, we can help you compare individual and family health insurance options.

Need Help Finding a Plan?

We're happy to answer questions and help you compare coverage. Reach out for a no-pressure conversation.

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Group Health & Employee Benefits

Benefits for Knoxville Employers

Helping local business owners build benefits packages that support their team.

Benefits That Help Your Business Thrive

Attracting and retaining great employees starts with a benefits package that meets their needs. We work with local business owners to evaluate group health insurance options and employee benefits.

Ready to Review Your Benefits?

Let's talk about your business and your team. We'll help you explore options with no pressure.

Schedule a Consultation
Life Insurance

Life Insurance Guidance

Protecting your family's financial future with clear, pressure-free education.

Peace of Mind for Your Family

Life insurance is about protecting the people who depend on you. We're here to help you understand your options so you can make an informed decision—without pressure.

Questions About Life Insurance?

Reach out to start a conversation. We're happy to help you understand your options.

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About Us

About The Spencer Agency

A father-son team with deep Knoxville roots and a commitment to clear, personal insurance guidance.

Tim and Shawn Spencer

Our Story

The Spencer Agency was founded on a simple principle: insurance doesn't have to be complicated. As a father-son team, we bring decades of combined experience and a fresh perspective to the Knoxville community.

We take the time to educate, not just sell. Whether you're navigating Medicare, finding the right family health plan, or building benefits for your employees, we are dedicated to providing clear, honest guidance every step of the way.

We aren't just here to write policies; we are here to be your lifelong resource for understanding your coverage and protecting what matters most.

Meet the Team

Real people, local roots, and a genuine commitment to our community.

Tim Spencer

Tim Spencer

Principal Broker

(865) 249-2320 timspencerinsurance@gmail.com
Shawn Spencer

Shawn Spencer

Agent

(865) 803-6735 shawnspencerinsurance@gmail.com
Contact

Contact Us

We're here to answer your questions and help you explore your coverage options.

Tim Spencer

Principal Broker

(865) 249-2320 timspencerinsurance@gmail.com

Shawn Spencer

Agent

(865) 803-6735 shawnspencerinsurance@gmail.com

Let's Talk

Whether you're turning 65, looking for family health coverage, or evaluating employee benefits, we're happy to help.

Request a Quote

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Please do not include sensitive personal information such as Social Security numbers, Medicare Beneficiary Identifiers, or medical records.